Health Insurance

During temporary stay abroad, health care is provided based on the Law on Health Insurance of the Republic of Serbia and international agreements on social insurance/social security.

The Law on Health Insurance of the Republic of Serbia states that the insured person, during a private stay abroad, has the right to use health care at the expense of compulsory health insurance only in case of an emergency, in order to eliminate the immediate danger to the life of the insured person.

Before the trip, the insured person should obtain an appropriate certificate issued on the basis of a direct medical examination of the insured by chosen physician, as well as on the basis of medical documentation, that is: health care record, extracts from such record, findings and opinion of the chosen physician that such person is not ill and has not suffered from acute or chronic diseases in the last 12 months, as well as a certificate of the chosen physician-dentist with regard to teeth condition. The certificate is issued by the respective branch of health insurance instutution.

The insured person, who is residing in foreign country without an issued certificate on using health care abroad, has no right to reimbursement of expenses incurred by using emergency medical aid during the sojourn abroad.

Costs of emergency medical care provided to an insured person in a country with which an international agreement on social insurance/social security has been concluded, and who stayed in that country without a previously issued certificate on using health care abroad (including transportation costs to return to the place of residence in Serbia), are paid by the Republic Fund of health insurance, and are born by the insured person upon the submitted request for reimbursement of expenses.

For more information, please contact the Republic Fund of Health Insurance (https://www.rfzo.rs/)